Streamlined Underwriting Experience
Enhance the quality of your underwriting and the new business experience.
Seamless Coverage, Smarter Underwriting
Guided, automated and responsive to customer needs, 
makes it easier for customers to get the coverage they need and for carriers and agents to write more coverage, more quickly, with less risk.
Key Features
Highly intuitive and responsive end-to-end agent and customer journeys from application to issue
Seamlessly power multi-brand, multi-channel, multi-product with a single unified engine
Flexible integration tools for a variety of implementation patterns enabling rapid speed
to market
AI-enabled decision making and customizable rules sets
The Impact of
uses the latest technologies – including rules engines and AI-enabled decision-making tools - to perform sophisticated underwriting while providing the in-depth reporting and analytics insurers need to optimize underwriting operations.
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Improved Experience for Customers and Agents- Guided, personalized journeys reduce application stresses
- Automation reduces form filling and question fatigue
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Simply Better Underwriting- Enhanced risk assessment and pricing
- Use of AI/ML and predictive modeling data
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Faster Underwriting and Issuance- Increased STP means faster service, faster on-risk
- Increase in instant approval and reduction in double handling
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Operational and Cost Efficiencies- AI/ML frees up human resources for high value tasks
- Streamlined policy issuance
The Complete Underwriting Process
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XP Customer
First-class UI for all users, providing seamless interactions at every touchpoint
- Centralized hub for core services
- Digital native, mobile-first, 24/7 access
- Easy-to-stand-up, no-code, purpose-built platform
- API-driven integrations to your key 3rd party service providers
- Smart digital workflow and document management
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XP Claims
Fast, intelligent decisioning makes the claims process rigorous and responsive at the moment of truth for customers.
- A guided user interface promotes stress-free client navigation of the claims process
- Segmented, personalized customer journeys increase efficiency, reduce errors and simplify the claims experience
- Automated evidence gathering, triage and 360-degree claims assessment
- Supports multi-product, open/closed portfolios and multiple reinsurer books
guided, responsive UI and Concierge
